# Chase Ultimate Rewards
July 1 Is Here: Q3 5x Categories Are Now Live, and the NetSpend 5% Interest Cap Has Dropped to $1,000
Today is July 1, and the long-awaited third quarter has officially begun. Here are a few quick reminders: Credit card 5x cashback/points categories are now in effect This quarter,...
"Freedom Q3/Q4 Adds Costco/Sam's" 2016 5x Bonus Categories Across Banks
【2016/6/14】According to Chase public relations, Freedom will continue to earn 5x UR at wholesale clubs such as Costco, Sam's, and BJ's through the end of the year. However, this is...
Internal Memo: The Rumor Is False—Chase Freedom Will Not Disappear
Still worried about the recent rumor that all Chase Freedom accounts would be converted into Chase Freedom Unlimited? DoC got a Chase internal memo confirming that the rumor circul...
Chase Ultimate Rewards Points Can Now Transfer to Flying Blue (Air France-KLM)
Flying Blue is the frequent flyer program of Air France (AF, Air France) and KLM Royal Dutch Airlines (KL, KLM). Flying Blue is a transfer partner of AMEX Membership Rewards and Ci...
Amazon: Use UR Points for $15 Off $15
A few weeks ago, Amazon Shop with Points launched a promo where using just 1 Membership Rewards point would get you $15 off a purchase of $50 or more. Now a similar promotion for U...
Chase Ultimate Rewards Will Allow Transfers to Household Members
As everyone knows, for a long time Chase Ultimate Rewards only allowed transfers to your own frequent flyer account, or to the account of your spouse or domestic partner. In all ot...
Account Closures and Risk Control at US Credit Card Companies (1): Common High-Risk Behaviors
Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...
“UR Devaluation”: No More Transfers to Amtrak Points Starting 12/8
Since March of this year, after Chase stopped issuing the Chase Amtrak Mastercard, we already anticipated that the transfer partnership between UR and Amtrak would eventually end....
British Airways Avios Guide (2) – Earning Miles, Household Accounts, and Some Practical Tips
Yesterday, the Chase BA credit card’s 100,000-point welcome bonus returned. Combined with the 40% bonus earlier this year for transferring MR to BA, those of us in North America ca...
Beginner’s Guide (1): How to Choose Your First Credit Card
Compared with using a debit card, paying with a credit card has two advantages. First, managing a credit card responsibly helps you build your credit score—we’ll explain what that...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...