Credit Cards 101
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Credit Card Authorized User (Authorized User) Explained
AMEX now requires SSN/ITIN when adding an authorized user. It’s unclear whether this verification can be bypassed by phone or chat. Previously, we could add a “family member” as an...
10 Reasons to Convince You to Apply for the Citi Strata Elite Credit Card Right Now
This card is already a strong fit for people with ongoing travel needs who plan to keep it long term. And within the year, the end of the year is also the best time to apply, since...
21 Things You Should Know About Chase Credit Cards: Business Cards Come With a Series of Restrictions
If the application terms say you can apply only if you have not received a welcome bonus within the past two years, the clock is based on when you actually received the bonus. For...
Barclays Upromise Credit Card [All-Time High $300 Bonus; Up to 1.529% Cash Back]
All-time high $300 sign-up bonus, no annual fee, and no foreign transaction fees; long-term, 1.25%-1.529% cash back is still decent....
Back Again: Get up to 50% Bonus When Redeeming Chase Ultimate Rewards for Apple Products (1.5 cpp)
You can now use Ultimate Rewards points directly toward Apple products such as the iPhone and Apple Watch and get up to a 50% bonus. At the 50% bonus level, the redemption rate bec...
A Roundup of Credit Cards With a Waived First-Year Annual Fee — Worth Applying For!
Below are several good cards with a waived first-year annual fee, plus some downgrade options after a year so you can follow the playbook~...
Credit Card Tips: Product Changes — Citi Now Allows Online Product Changes
It had been a while since this excellent article was last updated, so we’ve refreshed it based on the latest information and current strategies. In addition, according to FM, you c...
Chase and Hyatt deepen partnership: high-end cards to unlock Hyatt Explorist status and new Hyatt credit cards launching in 2026
At today’s press conference, Hyatt and Chase announced that they are strengthening the partnership between the two consumer-favorite brands, which has generated a lot of excitement...
Best Cash-Back Credit Cards: The Best Low-Maintenance Picks
Recently, quite a few beginners have asked what credit card they should get if they do not want to spend time learning about credit cards, airline miles, hotel points, or various s...
First Bank & Trust Shop Your Way 5321 Credit Card: New Card Coming Soon
Sears' Shop Your Way program is teaming up with First Bank & Trust to roll out a new credit card with a 5/3/2/1 cashback structure. Here are the details....
Barclays JetBlue Business Credit Card [60,000 Sign-Up Bonus]
Barclays JetBlue Business Credit Card Review [product id="barclays-jetblue-business"] Benefits Free checked bag: If you book with this card, the first checked bag is free. If there...