The Domino Effect of a New Credit Card
Minimum spending requirement = overspending + stress? Sign-up bonus = flashy but impractical, or just an excuse for luxury? Bonus categories / AMEX Offers = changing your spending...
How a New Credit Card Affects Your Credit History and Credit Score
A detailed look at what happens to your credit report and credit score after you apply for a new credit card. It helps answer common concerns for people who are wary of credit card...
Which of These Four Hilton Credit Cards Should You Get? A Full Comparison of Hilton Card Benefits
Among the major hotel chains, Hilton is one of the most interesting when it comes to credit cards, mainly because Hilton partners with both Citi and AMEX and has issued a total of...
Account Shutdowns and Risk Control at U.S. Credit Card Companies (3): How I Use My Cards
So how exactly should we use credit cards to maximize rewards while avoiding unwanted attention from banks or getting put in the penalty box? This article gives a general overview...
Barclays Priceline Rewards Credit Card: $50 Sign-Up Bonus
Do you often use Priceline Bid for hotels, rental cars, or airfare? Then the Barclaycard Priceline Rewards credit card may be a great fit for you. The biggest selling point of this...
Chase Ultimate Rewards Will Allow Transfers to Household Members
As everyone knows, for a long time Chase Ultimate Rewards only allowed transfers to your own frequent flyer account, or to the account of your spouse or domestic partner. In all ot...
DP: Discover Denies 10% Apple Pay Cashback on Gift Card Purchases
According to Doctor of Credit, Discover has indeed started enforcing the gift card exclusion in the Apple Pay 10% cashback terms. Terms DP Summary This is definitely not good news,...
AMEX Offer: Get $50 Back on $100 at Airbnb
Airbnb is a platform that allows hosts to rent out their homes. Recently, Airbnb and American Express have launched several partnerships, one of which is this AMEX Offer: spend $10...
How to Apply for the Chase Ritz-Carlton Credit Card With No First-Year Annual Fee
【16/3】Recent DPs indicate this method may no longer work because some CSRs have started refusing credit line decreases, but other DPs say it still works, so YMMV. Since we can’t te...
When Should You Pay Your Credit Card Bill?
If you’re new to credit cards, one of the most important things to understand is when to pay your bill. U.S. credit cards can offer generous welcome bonuses and strong everyday rew...
Account Closures and Risk Control at US Credit Card Companies (1): Common High-Risk Behaviors
Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...