“Bad News”: New BofA 2/3/4 Rule for Credit Card Approvals Now in Effect
Many people used to apply for a large number of BofA credit cards at once, such as the Alaska Airlines credit card, and earn a lot of welcome bonuses. According to Doctor of Credit...
Bank-Specific Credit Card Application Rules (AMEX, BofA, Barclays, Citi, Chase, Discover) [10/4 Update: BofA Adds the 2/3/4 Rule]
Recently, BofA added a new 2/3/4 approval rule for credit cards. You can only be approved for 2 new BofA cards within 2 months, 3 new BofA cards within 12 months, and 4 new BofA ca...
Now Activated: 2017 Q4 5x Bonus Categories for Credit Cards
Q4 every year is peak shopping season, including the famous Black Friday sales. So let’s take a look at which credit cards are best to use this quarter. You can now also activate t...
Beginner Notes (1): Getting to Know Credit Cards
I first came to the US in August 2016 and got my SSN that same month. My credit history started in October 2016, so at this point it has been 11 months. I currently have 6 credit c...
Hyatt Credit Cardholders? Hyatt Explorist & Globalist Challenge: Reach Top Elite in 20 Nights
Hyatt sent a mass email to Hyatt cardholders: if you hold a Hyatt credit card, you can participate in a Hyatt elite status challenge. Stay 10 nights to earn Explorist, and stay 20...
Citi AT&T Access More Credit Card: 8/24 Update — The New 3x Restrictions Have Not Been Fully Enforced
The terms on the Citi AT&T Access More credit card were updated on July 22, excluding real estate payments and gift cards from the 3x categories. However, based on readers’ data po...
HSBC Advance Mastercard Credit Card: $250 Sign-Up Bonus
For an HSBC credit card with no annual fee for eligible premium banking customers, the $250 sign-up bonus is pretty decent. The travel and shopping protections are also solid, and...
[Discontinued] HSBC Platinum Mastercard Review
In addition to the 18-month 0% intro APR on purchases, this card has no annual fee and no foreign transaction fees. If you don’t already have a card with no foreign transaction fee...
BofA Merrill+ Credit Card: 8/17 Update — Discontinued Soon, 50,000 Bonus Still Available by Phone
According to FrequentMiler, this card will likely be discontinued in mid-September and is expected to be replaced by a new BofA card. If you want to apply, do it soon. Note that so...
Wells Fargo Rewards Card [8/12 Update: The Last Unlimited 5x Card Has Been Nerfed]
This card finally added a $12,500 cap, officially marking the end of unlimited 5x. As a card that’s really only worth keeping for the first six months, it can still be worth applyi...
Summary of Q3 2017 5x Bonus Categories for Credit Cards
Before you know it, the third quarter is almost here, so let’s take a look at which credit cards to use this quarter. Chase Freedom Activate here For Q3, Freedom’s 5x UR points cat...